HELP

Invex is a Miami-based Investment Advisor that provides access to different investment portfolios.

Yes, Invex Advisors LLC is an entity registered as an RIA (Registered Investment Advisor) and regulated by the SEC (Securities and Exchange Commission).

Our mission is to become the digital solution that helps every Latin American resident with offshore financial goals, thanks to its cutting-edge technology, strategic alliances with long-standing companies and a talented team. Our priority is maintaining trust and transparency, constantly innovating and fulfilling our clients' financial needs.

Invex is characterized by its transparency, convenience, security, efficiency and professional management.

• Transparency: its technology allows the client to access and manage their account at all times, offering comfort and transparency.
• Convenience: the Nest APP experience offers the client different solutions to satisfy their offshore financial needs in one place.
• Security: Invex Nest App is cyber-secured with 256-bit encryption. Invex Advisors LLC is a regulated entity registered with the U.S. Securities and Exchange Commission (SEC).
• Tax efficiency: the use of UCITS ETFs in portfolios provides tax efficiency.
• Professional management.

No. You don't need a U.S. bank account to invest with Nest. You can transfer funds from a bank account in your country of residence to your Nest investment account, as long as the originating account is under the same ownership. Please note that third party transactions are not acceptable.

To open an account, you will need to be a tax resident of a Latin American country (W-8 Investor, Offshore/NonUS) or the US, have a valid ID, and have proof of address such as utility bills, bank statements, etc.

Log in to the Nest website or mobile app (available on iOS and Android), click on "Open your account", answer a few questions to determine your risk profile, and enter your personal and financial information.

After completing the account opening steps, the information will be validated by Nest's compliance team within 3 to 5 business days. You will receive an email when the account is being processed internally, and once it is approved. If you need more information and/or documentation, you will also receive an email from the support team.

Yes, Nest offers joint accounts with right of survivorship (JWRS) for up to five holders. The second holder must be registered at the beginning, during the account opening process, and also provide the required documentation: ID and proof of address.

You can fund your account with a wire transfer. Once your account has been opened, you will receive a welcome email with the bank information to make a deposit. Please note that third party deposits are not accepted.

Yes, you can withdraw money from your account whenever you want without penalties. The process takes 3 to 5 business days, and third-party transfers are not allowed. Please note you may receive less funds due to fees charged by the intermediary or receiving bank, and/or any applicable foreign taxes.

There are no minimum or maximum limits for deposits or withdrawals.

Yes, your assets are held in a brokerage account under the custodian of Pershing LLC, so when you open an account with Invex Nest, you also open an account with Invex LLC a Broker Dealer that has Pershing LLC as custodian.

Annual fees are calculated based on assets under management as follows:

• From $0 to $999,999: 1.75% annual
• From $1,000,000 to $2,499,999: 1.40% annual
• From $2,500,000 to $4,999,999: 1.20% annual
• Over $5,000,000: 1.00% annual.
• Fees include commissions or any type of transaction, including but not limited to transaction fees, rebalancing and portfolio changes.

Normally, funds are invested on the next business day they are received, according to the portfolio selected in the investment account.

All investments have some sort of risk. The assets in your portfolio are subject to the risk and volatility of the financial markets. If the markets go up, the value of your account will most likely go up. When the markets go down, your account is likely to go down in value. Although in the short term volatility is a normal part of the markets, historically, in the long term it is very likely that your investments will go up in value.

Your capital is under the custody of Pershing LLC a FINRA registered broker-dealer (www.finra.org) and regulated by the U.S. Securities and Exchange Commission (SEC). Customer investment accounts at Pershing LLC are insured by the Securities Investor Protection Corporation (SIPC) for up to USD 500,000 and provides additional coverage in excess of SIPC limits. For more information about the SIPC agency, please visit www.sipc.org and https://www.netxinvestor.com/nxi/disclosure/assetprotectionfaqs/assetprotectionfaqschild

Yes, you can close your account at any time without penalty. It normally takes 3 to 5 business days to close the account.

To reset your password, you must log in to the website or app. Instead of entering your login credentials, at the bottom you will find the option, "Forgot your password?". Once you enter the email associated with the account, you will receive an email with the steps to follow.

Once you access your account in the Nest portal, you must go to the "Account Statements" tab, where you will find your monthly account statements.

To obtain an annual report, for the last year (YTD) or for a specific time frame, you can request it from the Nest's support team.

Once you access your account in the Nest portal, you must go to the "Activity" tab, where you will find the history of your account's deposits and withdrawals.

You can download the Invex Nest app on iOS and Android.

To set up the biometric login, you will need to go to the drop-down menu within the mobile app, and then select the "Settings" option. Then, enable the "Face ID/Finger ID Authentication" option so that it is activated.

Our investment philosophy is based on two fundamental financial principles: modern portfolio theory and passive index investing. Modern portfolio theory: is an investment theory that studies how to maximize return, relative to a given risk, or minimize risk, relative to an expected return through an appropriate choice of the components of a portfolio of securities. Developed by Harry Markowitz, it proposes that the investor should approach the portfolio as a whole, studying the overall risk and return characteristics, rather than choosing individual securities by virtue of the expected return of each particular security. Passive index investing: This principle states that the attempt to select which securities are overvalued or market timing, are useless to outperform average portfolios. The portfolios are designed to match the client's level of risk, while being globally diversified. They use UCITS ETFs, as they provide sophisticated diversification and liquidity, as well as being tax efficient for investors.

Your money is invested according to the risk profile selected during account opening. During the registration, an investment portfolio is recommended based on your answers, which you can confirm or opt for another risk profile. In the future, you can change your portfolio as many times as you want at no cost and the capital will be invested automatically.

A risk profile is established according to your investment experience, age, investment horizon, financial goals and your capacity to assume losses, that is, your tolerance to volatility. We seek to determine an investment portfolio that fits your profile according to your risk and return expectations. However, after you have completed the questionnaire to determine your investment profile, you may select a different portfolio than the one recommended based on your answers.

Yes, once the account is approved, it opens with the portfolio selected at the beginning. If you wish to change your portfolio, you may do so without any restrictions, penalties, or costs.

Yes, you can invest in more than one portfolio at the same time. Contact the Nest's support team to help you process this request.

UCITS ETFs are financial instruments registered in Europe that typically track an index of stocks, bonds or other assets. UCITS ETFs are listed on an exchange and trade like stocks. UCITS ETFs provide excellent diversification, ample liquidity and are tax efficient.